Adult
Child


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    Elite C
    Elite B
    Elite A
    Domestic

    Your Benefits Table   

    Elite A Elite B Elite C

    Section 1 - Medical & Other Expenses

    1.1 Medical, Hospital & Other Expenses Up to 70 years
    Above 70 years
    Per Family    		 RM 500,000
    RM 150,000
    RM 1,500,000    		 RM 300,000
    RM 100,000
    RM 900,000    		 RM 150,000
    RM 75,000
    RM 450,000
    1.2 Alternative Medicine* Per individual
    Per Family    		 RM 1,000
    RM 2,000    		 RM 1,000
    RM 2,000    		 N/A
    N/A
    1.3 Compassionate Visitation Care (due to Your hospitalisation)* Per individual
    Per Family    		 RM 7,500
    RM 22,500    		 RM 7,500
    RM 22,500    		 RM 5,000
    RM 15,000
    1.4 Compassionate Visitation Benefit (due to Your death)* Per individual
    Per Family    		 RM 7,500
    RM 22,500    		 RM 7,500
    RM 22,500    		 RM 5,000
    RM 15,000
    1.5 Medical Treatment in Malaysia*
    Follow-up treatment within 60 days upon return to Malaysia    		 Up to 70 years
    Above 70 years
    Per Family    		 RM 10,000
    RM 5,000
    RM 30,000    		 RM 10,000
    RM 5,000
    RM 30,000    		 RM 10,000
    RM 5,000
    RM 30,000
    1.6 Child Care Benefit* Per individual
    Per Family    		 RM 5,000
    RM 15,000    		 RM 5,000
    RM 15,000    		 N/A
    N/A
    1.7 Hospital Allowance* Per Day
    Per individual
    Per Family    		 RM 250
    RM 10,000
    RM 30,000    		 RM 250
    RM 10,000
    RM 30,000    		 N/A
    N/A
    N/A
    1.8 Overseas Quarantine Allowance Due to COVID-19* Per individual
    Per Family    		 RM 2,000
    RM 4,000    		 RM 2,000
    RM 4,000    		 RM 1,000
    RM 2,000
    *Subject to maximum limit payable for item 1.1

    Section 2 - Personal Accident

    2.1 Personal Accident
    a) Accidental Death
    Family Plan Per Adult RM 250,000 RM 200,000 RM 100,000
    Family Plan Per Child RM 62,500 RM 50,000 RM 25,000
    Individual Plan Per individual RM 250,000 RM 200,000 RM 100,000
    b) Permanent Total Disablement Per individual RM 250,000 RM 200,000 RM 100,000
    c) Loss of sight of one or both eyes and / or loss of one or more limbs Per individual RM 250,000 RM 200,000 RM 100,000
    Maximum per family for item 2.1 Per Family RM 750,000 RM 600,000 RM 300,000

    Section 3 - Emergency Medical Evacuation & Repatriation

    3.1 Emergency Medical Evacuation / Repatriation Up to 70 years
    Above 70 years    		 RM 250,000
    RM 150,000    		 RM 250,000
    RM 150,000    		 RM 250,000
    RM 150,000
    3.2 Repatriation of Mortal Remains Up to 70 years
    Above 70 years    		 RM 250,000
    RM 150,000    		 RM 250,000
    RM 150,000    		 RM 250,000
    RM 150,000

    Section 4 - Travel Inconveniences & Other Travel Related Benefits

    4.1 Loss of Baggage and Personal Effects Per individual
    Per Family    		 RM 5,000
    RM 15,000    		 RM 5,000
    RM 15,000    		 N/A
    N/A
    4.2 Baggage Delay
    RM 200.00 for every 6 full consecutive hours delay    		 Per individual
    Per Family    		 RM 800
    RM 2,400    		 RM 800
    RM 2,400    		 N/A
    N/A
    4.3 Personal Money & Documents Per individual
    Per Family    		 RM 5,000
    RM 15,000    		 RM 5,000
    RM 15,000    		 N/A
    N/A
    4.4 Travel Delay
    RM 200.00 for every 6 full consecutive hours delay     		Per individual
    Per Family    		 RM 3,000
    RM 6,000    		 RM 3,000
    RM 6,000    		 N/A
    N/A
    4.5 Travel Re-Route Per individual
    Per Family    		 RM 200
    RM 600    		 RM 200
    RM 600    		 N/A
    N/A
    4.6 Loss of Deposit or Cancellation Per individual
    Per Family    		 RM 15,000
    RM 45,000    		 RM 15,000
    RM 45,000    		 N/A
    N/A
    4.7 Travel Curtailment Per individual
    Per Family    		 RM 15,000
    RM 45,000    		 RM 15,000
    RM 45,000    		 N/A
    N/A
    4.8 Travel Overbooked
    RM 200.00 for every 6 full consecutive hours for overbooked
    common air carrier and no alternative transportation is made available.    		 Per individual
    Per Family    		 RM 1,000
    RM 3,000    		 RM 1,000
    RM 3,000    		 N/A
    N/A
    4.9 Travel Misconnection
    RM 200.00 if no alternative transportation available within 4 hours of the actual arrival time    		 Per individual
    Per Family    		 RM 200
    RM 600    		 RM 200
    RM 600    		 N/A
    N/A
    4.10 Hijacking inconvenience
    RM 1,000 for every 24 full consecutive hours of hijack    		 Per individual
    Per Family    		 RM 8,000
    RM 24,000    		 RM 8,000
    RM 24,000    		 N/A
    N/A
    4.11 Missed Departure Per individual
    Per Family    		 RM 1,000
    RM 3,000    		 RM 1,000
    RM 3,000    		 N/A
    N/A
    4.12 Loss of Deposit or Full Payment due to insolvency of Airlines Per individual
    Per Family    		 RM 5,000
    RM 15,000    		 RM 5,000
    RM 15,000    		 N/A
    N/A
    4.13 Personal Liability Per individual
    Per Family    		 RM 1,000,000
    RM 3,000,000    		 RM 1,000,000
    RM 3,000,000    		 N/A
    N/A

    Your Benefits Table   

    Domestic

    Section 1 - Medical & Other Expenses

    1.1 Medical, Hospital & Other Expenses Up to 70 years
    Above 70 years
    Per Family    		 RM 25,000
    RM 12,500
    RM 75,000
    1.2 Alternative Medicine* Per individual
    Per Family    		 500
    RM 1,000
    1.3 Compassionate Visitation Care (due to Your hospitalisation)* Per individual
    Per Family    		 N/A
    N/A
    1.4 Compassionate Visitation Benefit (due to Your death)* Per individual
    Per Family    		 N/A
    N/A
    1.5 Medical Treatment in Malaysia*
    Follow-up treatment within 60 days upon return to Malaysia    		 Up to 70 years
    Above 70 years
    Per Family    		 N/A
    N/A
    N/A
    1.6 Child Care Benefit* Per individual
    Per Family    		 N/A
    N/A
    1.7 Hospital Allowance* Per Day
    Per individual
    Per Family    		 RM 150
    RM 1,500
    RM 4,500
    1.8 Overseas Quarantine Allowance Due to COVID-19* Per individual
    Per Family    		 N/A
    N/A
    *Subject to maximum limit payable for item 1.1

    Section 2 - Personal Accident

    2.1 Personal Accident
    a) Accidental Death
    Family Plan Per Adult RM 100,000
    Family Plan Per Child RM 25,000
    Individual Plan Per individual RM 100,000
    b) Permanent Total Disablement Per individual RM 100,000
    c) Loss of sight of one or both eyes and / or loss of one or more limbs Per individual RM 100,000
    Maximum per family for item 2.1 Per Family RM 300,000

    Section 3 - Emergency Medical Evacuation & Repatriation

    3.1 Emergency Medical Evacuation / Repatriation Up to 70 years
    Above 70 years    		 N/A
    N/A
    3.2 Repatriation of Mortal Remains Up to 70 years
    Above 70 years    		 N/A
    N/A

    Section 4 - Travel Inconveniences & Other Travel Related Benefits

    4.1 Loss of Baggage and Personal Effects Per individual
    Per Family    		 RM 1,000
    RM 3,000
    4.2 Baggage Delay
    RM 200.00 for every 6 full consecutive hours delay    		 Per individual
    Per Family    		 RM 400
    RM 1,200
    4.3 Personal Money & Documents Per individual
    Per Family    		 N/A
    N/A
    4.4 Travel Delay
    RM 200.00 for every 6 full consecutive hours delay     		Per individual
    Per Family    		 RM 400
    RM 1,200
    4.5 Travel Re-Route Per individual
    Per Family    		 N/A
    N/A
    4.6 Loss of Deposit or Cancellation Per individual
    Per Family    		 RM 1,000
    RM 3,000
    4.7 Travel Curtailment Per individual
    Per Family    		 N/A
    N/A
    4.8 Travel Overbooked
    RM 200.00 for every 6 full consecutive hours for overbooked
    common air carrier and no alternative transportation is made available.    		 Per individual
    Per Family    		 N/A
    N/A
    4.9 Travel Misconnection
    RM 200.00 if no alternative transportation available within 4 hours of the actual arrival time    		 Per individual
    Per Family    		 N/A
    N/A
    4.10 Hijacking inconvenience
    RM 1,000 for every 24 full consecutive hours of hijack    		 Per individual
    Per Family    		 N/A
    N/A
    4.11 Missed Departure Per individual
    Per Family    		 N/A
    N/A
    4.12 Loss of Deposit or Full Payment due to insolvency of Airlines Per individual
    Per Family    		 RM 5,000
    RM 15,000
    4.13 Personal Liability Per individual
    Per Family    		 N/A
    N/A

    Benefits at a glance   

    Key Downloads

    Product Disclosure Sheet - Eng

    Product Disclosure Sheet - BM

    Policy Wording - Eng

    Policy Wording - BM

     

    Travel Curtailment

    Medical, Hospital & Other Expenses up to RM 500,000

     

    Overseas Quarantine Allowance Due to COVID-19

     

    Loss of Deposit or Cancellation

     

    Emergency Medical Evacuation & Repatriation

    Key Downloads

    Product Disclosure Sheet - Eng

    Product Disclosure Sheet - BM

    Policy Wording - Eng

    Policy Wording - BM